⚠️ Educational tool — not financial advice. Output is for informational purposes only. Verify in your broker before trading. Full risk disclosure
Pricing
Pay once a year. Save 21%.
Or get Pro free when you fund a broker.
Pro is the most popular plan
Free
$0/forever
Get the framework. Run the rules manually.
- ✓Manual trade log (unlimited)
- ✓5 AI Risk Analysis calls / month
- ✓Basic wheel filter (delta, DTE, OI)
- ✓CSP calculator + roll calculator
- ✓Read all blog posts + cornerstone guides
- ✓Best Wheel Stocks 2026 list
- Broker sync
- SMS alerts + morning briefing
- Weekly memo + framework presets
No credit card. No spam.
Pro
$19/mo
$228 billed annually · save 21%
- ✓Everything in Free
- ✓Broker sync (Tradier, TastyTrade, Robinhood)
- ✓Unlimited AI Risk Analysis
- ✓Framework presets + opinionated filter
- ✓SMS alerts (entry, roll, assignment risk)
- ✓Daily morning briefing + weekly memo
- ✓Profit routing (income / growth / cash sleeves)
- ✓Find Deals scanner + CC scanner
- ✓Journal + per-ticker P&L
Cancel from your dashboard. No retention call. No survey.
Pro · Free with broker
$0/mo
Open & fund a partner broker. We comp your Pro subscription.
- ✓Everything in Pro
- ✓Free as long as your funded balance stays above the minimum
- ✓No card on file — no surprise charges
- ✓Tradier — $5,000 minimum to qualify
- ✓TastyTrade — $5,000 minimum to qualify
- ✓Switch back to paid Pro anytime
Affiliate disclosure: we may receive a referral fee.
Compare to QuantWheel
QuantWheel: $451/yr·RetireWheel Pro: $228/yr
RetireWheel saves you $223/year.
Compare to JEPI fees
JEPI on $250K @ 0.35% = $875/yr·RetireWheel Pro: $228/yr
RetireWheel saves you $647/year.
Why $24/mo?
The math is the whole pitch.
$24 a month is one bad CSP entry you didn't take, one early roll you didn't fumble, one assignment you saw coming. Pro pays for itself the first week it stops you from breaking your own rules.
Cost
$24 / month
Less than one Tradier commission round-trip on a 5-contract spread. Less than the gym membership you actually use less than this.
One avoided mistake
$200 – $2,000
A single sub-floor CSP entry — premium that looked nice but locked your capital at 0.4% weekly — costs more than a year of Pro.
What you actually get
A second opinion that won't budge
Broker sync, unlimited AI risk analysis, SMS alerts, framework presets, and a weekly memo that grades the trades you actually took.
Compare honestly.
Other wheel tools we respect — and where we sit.
| Tool | Monthly | Annual | Opinionated framework |
|---|---|---|---|
| RetireWheel Pro | $24 | $228 (save 21%) | Yes — 7 hard rules |
| Generic wheel tracker A | $29 | $348 | No — neutral filters only |
| Options journal B | $25 | $300 | No — journaling only |
| Premium scanner C | $49 | $588 | Partial — paywalled rules |
Competitor pricing as of June 2026. We track this every quarter — if we lose, we lower price.
FAQ
Answers we'd want before paying.
What does the 30-day money-back guarantee actually cover?+
If you subscribe to Pro (monthly or annual) and decide within 30 days it isn't helping you trade better, email us and we refund every cent. No survey, no hoops, no retention call.
How do I get Pro free with a broker?+
Open and fund a Tradier or TastyTrade account through one of the affiliate links on this page (we receive a referral fee). Once your funded balance crosses $5,000 and we receive confirmation, we comp your Pro subscription as long as your account stays funded above that minimum.
Can I switch between monthly and annual?+
Yes. Use the Manage subscription button on your Billing page — it opens the Stripe Customer Portal where you can change plans, update payment method, or cancel.
What happens to my data if I cancel?+
Your trade history, journal, and routing log stay intact and accessible on the Free plan. You only lose the Pro-only features (broker sync, unlimited AI, SMS, weekly memo).
Do you support my broker?+
At launch: Tradier and TastyTrade (broker sync + affiliate comp). Robinhood is supported in read-only mode via SnapTrade. More brokers ship monthly.
Is this financial advice?+
No. RetireWheel is an educational decision-support tool. We don't manage money, recommend specific trades, or guarantee outcomes. Options trading carries real risk including total loss of capital.
How do you handle the affiliate disclosure?+
Plainly. Tradier and TastyTrade pay us a referral fee if you open and fund an account through our link. That payment is what funds the free-Pro program. We do not get paid based on the trades you make.
Can I pay with a credit card / PayPal / crypto?+
Checkout runs through Stripe — credit and debit cards work, as does Apple Pay, Google Pay, Link, and Cash App Pay. No PayPal or crypto today.
Still on the fence?
Start on Free. Log a week of trades. Run the AI on your three riskiest setups. If the output isn't worth $24, you keep your $24.
Why we built this
We replace QuantWheel, JEPI, and three browser tabs.
The wheel is the simplest income strategy in options: sell a cash-secured put on a name you'd be happy to own, collect the premium, get assigned if it goes against you, then sell covered calls until the shares get called away. It generates short-term income from time decay instead of from a fund manager — the same theta a covered-call ETF like JEPI captures, except you keep all of it and you control the entry. Run with discipline on the right universe of tickers, weekly cash-on-cash routinely clears the 1.2% framework floor, which is roughly 60%+ annualized on capital at risk. That's the math that makes retirement on premium possible without a dividend portfolio four times the size.
The problem is discipline. Existing tools either price themselves like an institutional terminal (QuantWheel at $451/yr), charge a management fee for a covered-call ETF that captures a fraction of the premium (JEPI at 0.35% eats $875/yr on $250K), or leave you stitching a journal, a scanner, a calculator, and a roll tracker together in three browser tabs. We built RetireWheel to be the opinionated middle: the seven hard rules sit in front of every trade, the dashboard mirrors your real broker positions, the AI is on tap for every "should I roll this?" moment, and the whole thing costs less per year than a single avoided bad CSP entry. The framework is the product. Pricing just has to not get in the way.